Your store, bank and books each tell you a different number. We reconcile them into one, every day, and tell you what to do about it.


Good morning. Here's where you stand:
Most founders know revenue to the euro. Few know what's left after COGS, ads, fulfilment and fees, or which of those they could win back.
We show you where every euro goes, product by product and channel by channel.
Gross and contribution margin down to the unit. The numbers you walk into a supplier renegotiation holding, and the ones that tell you which channel to cut.
Paid media takes 26c of every euro. Two of five SKUs are carrying the margin.
Without a plan, the PO deposit and the VAT bill land in the same weeks and cash drops through the floor. With Cuanco they're planned months out, so it never does.
€38k deposit. Hold to week 7 and cash stays above the €40k floor.
Already in the forecast. Nothing moves.
Ring-fenced since October. No surprise.

That's the job. When the numbers get rough, you have somewhere steady to make the call from.
Every client gets their own login to the system we run your numbers on. You see what we see, every day, not just on review day. And a direct line to us in between.
No setup fee. Connected within 24 hours of kick-off.
Your setup, your channels, and the number that's bothering you.
Cuan: Finance OS set up, with no setup fee. We come back with what's wrong in the books and what it's moving in your margin.
A monthly review, a forecast kept current, and a direct line on Slack or WhatsApp in between.
eComFuel surveyed 300 store owners. Founders who rated their financial knowledge 5 out of 5 ran net margins of 12.9%. Those who rated themselves 4 out of 5 ran 9.4%.
Cuanco is the fifth star for your brand.
The practice · run from the harbourOne team across cash, forecast, margin, reporting and the books, with AP and AR handled by our own people.

Know what's in the account 90 days out. POs, VAT and deposits planned so they never land in the same week.

A 12-month forecast built and kept current. Variance against it, line by line.

Gross and contribution margin down to the unit.

Board-pack reporting you won't have to walk back.

Books closed every month, so every other number can be trusted.
| What you get | Bookkeeper | Cuanco | Finance hire |
|---|---|---|---|
| Transactions recorded in your accounts | Yes | Yours, or one we provide | Yes |
| AP and AR team: bills paid, customers chased | Sometimes | Yes | Needs more hires |
| 12-month forecast, flowing through to cash | No | Yes | Yes |
| Numbers live between month-ends | No | Daily | Depends on tooling |
| Built for DTC: settlements, POs, CAC | No | Yes | Depends on the hire |
| Monthly cost | € | €€ | €€€€€ |
Connected within 24 hours of kick-off. No setup fee.
Yes, 3 months.
No. If you have one, we work alongside them and fix the gaps the software finds. If you don't, we can provide one, priced on your transaction volume.
No, we don't prepare year-end accounts or tax returns ourselves. We partner with a tax accountant in your region and hand them clean, reconciled books, so your year-end is quick and painless.
It can be. We take the manual work off them and give them numbers shaped for DTC: settlement timing, PO cycles, CAC by channel.
The invite
A free 30-minute call. Bring the number that's bothering you. You'll leave knowing whether we're the right fit.
Book a call →